AU Small Finance Bank Limited is a scheduled commercial bank that provides a wide range of banking and financial services to individuals, small and medium-sized enterprises (SMEs), and retail businesses. The company was established in 1996 as AU Financiers (India) Limited, initially operating as a non-banking finance company. In April 2017, it received the license from the Reserve Bank of India to operate as a small finance bank.

The products and services offered by AU Small Finance Bank include savings accounts, current accounts, fixed deposits, recurring deposits, personal loans, business loans, vehicle loans, housing loans, insurance products such as life insurance and health insurance for individuals as well as group insurance for employees of SMEs.

One of the aspects that make AU Small Finance Bank stand out from its competitors is its strong focus on providing inclusive banking solutions to underserved and unbanked segments of society. The bank has been instrumental in extending credit facilities to low-income customers who may not have access to traditional banking services through its innovative lending practices.

Moreover, leverages technology extensively to streamline its operations and enhance customer experience. It offers digital banking solutions including internet banking platforms and mobile applications which enable customers to perform various transactions conveniently at their fingertips. Additionally,'s use of advanced data analytics helps in efficient risk assessment during loan disbursal processes.

In terms of collaborations or partnerships, has tied up with various fintech companies for offering digital payment solutions & other value added services like remittances etc., thus ensuring that it stays ahead when it comes to leveraging technological advancements in the industry