Punjab & Sind Bank is a government-owned bank in India with its headquarters located in New Delhi. The bank offers a wide range of banking products and services to its customers including retail banking, corporate banking, international banking, and agricultural finance. The bank provides various financial products such as savings accounts, current accounts, fixed deposits, loans for personal and business needs, credit cards, insurance products, mutual funds, and more. Additionally, Punjab & Sind Bank has also ventured into digital banking by providing internet banking services and mobile banking applications for the convenience of its customers. An innovative technology that sets Punjab & Sind Bank apart from its competitors is their adoption of modern core banking solutions that streamline operations and enhance customer service. This technological advancement enables the bank to provide efficient services while ensuring data security. One factor that makes Punjab & Sind Bank stand out from its competitors is its strong focus on inclusive growth by offering financial assistance to economically weaker sections of society. The bank actively participates in government schemes aimed at financial inclusion such as Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), etc., thus contributing significantly to social welfare initiatives. Moreover,

the company has collaborated with various organizations across different sectors which have further strengthened their position in the market.